Vehicle Service Contract (VSC)
What Is a Vehicle Service Contract?
A Vehicle Service Contract (VSC) is a voluntary protection product that helps cover the cost of unexpected mechanical breakdowns after a manufacturer’s warranty expires.
Modern vehicles are increasingly complex and expensive to repair. From advanced electronics and infotainment systems to engine and drivetrain components, repair costs can quickly reach thousands of dollars. A VSC provides financial protection by covering eligible repair expenses, subject to the terms of the contract.
Why Vehicle Protection Matters
Today’s drivers keep their vehicles longer than ever before. As vehicles age, the likelihood and cost of repairs increase.
Without coverage, customers may face:
- Significant out-of-pocket repair costs
- Unexpected financial strain and increase loan defaults
- Disruption to daily transportation needs
A well-designed VSC provides peace of mind, budget predictability, and continued protection beyond the factory warranty.
The Wefigo Difference
At Wefigo, we don't just distribute off-the-shelf vehicle protection products. We architect purpose-built VSC programs designed to align with your customer profile, distribution strategy, and profitability objectives.
Flexible Coverage by Design
We build comprehensive protection portfolios that support the full lifecycle of vehicle ownership, including:
- Multiple coverage tiers — from powertrain to exclusionary coverage
- Programs for new, near-new, and high-mileage pre-owned vehicles
- Broad eligibility across age and mileage bands
- Long-term protection options, including plans extending to unlimited time or unlimited mileage
This flexibility enables precise alignment between product design, customer need, and program performance.
Enhanced Value Through Added Benefits
Our programs can incorporate meaningful value-added features or benefits that enhance customer confidence, such as:
- Roadside assistance
- Cosmetic protection
- Key replacement
- Elevated limits of liability
- Elevated coverage terms
Every benefit is selected with both customer experience and profitability discipline in mind.